Financial Consumer Agency of Canada
Symbol of the Government of Canada

Your banking rights

  • You have the right to cash a Government of Canada cheque up to $1,500 for free at any bank.

  • You have the right to open a personal bank account, even if:
    • you don't have a job
    • you don't have money to put in the account right away
    • you have been bankrupt

To learn more

link to Cost of Banking Guide

Cashing your Government of Canada Cheque for Free

This guide tells you how to cash your federal government cheque for free and lists the type of identification (I.D.) you need to show. Click here to view this guide.



link to Cashing your Government of Canada Cheque for Free

Opening a Personal Bank Account

This guide tells you how to open a personal bank account. It also lists the type of identification (I.D.) you need to show. Click here to view this guide.